Thursday, February 27, 2020

Internet will misleading children Essay Example | Topics and Well Written Essays - 2000 words

Internet will misleading children - Essay Example Hence, this paper will center on pornographic issues with the intention of knowing how children can access such pornographic information as well as how it affects them. It must be mentioned that most parents do not know when their children or wards have the access to the internet. This makes it to be rather more risky. The influx of smartphones to the market helped in the acceleration of children’s desire to view and read what was posted in the internet. At least, they do not need large computers or laptops to view and illicit materials. Their smartphones in the hands is an enough access to the internet world. It should be known that there are two major contents or materials which children always look for in the internet; written materials, pictures, and YouTube materials. YouTube refers to internet contents that are videoed. With the social media, instant messages become something that will always appeal to children. Children visiting the social media sites like facebook, Black Berry Messenger (BBM), tweeter, and some other social media are always vulnerable especially when they have friends with bad influence. Since the purpose of the social media is to relate and communicate with each other using the social media network, some sexual predators use it as a means to lure vulnerable children to sexual fantasies. The sexual predators do this using text messages, pictures, and the YouTube. They sent erotic instant messages to small children with the aim of arousing them sexually. This includes the use of profane and romantic words in the messaging. Children who are more vulnerable always fall prey to this kind of message by being sexually aroused. In the social media network, communications are also possible through pictures and YouTube. Children visiting the social media network always fall into the various url, pictures, and YouTube video, which they can enjoy for ours at the ignorance of

Tuesday, February 11, 2020

Global banking issues Assignment Example | Topics and Well Written Essays - 500 words - 2

Global banking issues - Assignment Example Therefore, the reserve requirement is affected by the nature of both fed fund rate and feds discount rate. Also, the quantity demanded of reserve is determined by its price (interest rate) in the fed fund market. The quantity demanded increases with a decrease in interest rate and vice versa. In this regard, central banks can, therefore, affect the demand for reserves of commercial banks just by changing reserve requirement. Unlike other monetary tools, the impact of changes of reserve requirement is spread evenly across all banks to bring about neutrality. Changes in the reserve requirement tend to induce all banks to adjust their balance sheets rapidly. However, the reserve requirement is nowadays limited due to current sweep accounts and other loopholes of reserve requirement. Today central banks rarely use reserve requirement as the monetary policy tool because most banks operate around it (Thomas 418). The open market operate under the monetary base; that is, MB = C + R. Open market operations are preferable by most central banks because they can help to expand or contract monetary base to a precise level. With the use of open market operations, the central bank can reverse mistakes quickly because they are under its control. Open markets operations help to support the discount policy rate especially when there are excessive reserves. In the United States, Fed moves the equilibrium rate by use of open market operations toward the target established by the federal committee of open market operations. In addition, Fed can add reserves to the system by buying assets such as Treasury bond and can remove them from the system by selling these assets. Therefore, the central bank sells assets to increase the money base as well as the money supply in the system and vice versa. The central bank conducts open market operations to get the interbank lending rate near its target. Unlike other m onetary tools, OMO lack announcement effect because they are